neighbor helping

your best option for mutual insurance in mid-minnesota.







mid-minnesota Mutual

Mid-Minnesota Mutual Insurance Company was formed over 125 years ago when neighbors joined together to fulfill a need – protect their property. We still have that as our mission – “Neighbor helping Neighbor”. We were founded on strong values and principles and they have continued to guide Mid-Minnesota Mutual throughout its history and today. We are a local policyholder owned company based in Sartell, MN. We have been working with our “Neighbors” insuring their farms and homes in Central Minnesota since 1894. If you would like to learn more about Mid-Minnesota Mutual Insurance Company please contact one of our independent agency partners.

What is Mutual Insurance

A mutual insurance company is owned by policyholders. The sole purpose of a mutual insurance company is to provide insurance coverage for its members and policyholders. And that results in better service…inspections to help minimize risk and settling claims quickly & fairly

We serve the following counties:

Aitkin, Anoka, Benton, Cass, Chisago, Crow Wing, Isanti, Kandiyohi, Kanabec, Meeker, Mille Lacs, Morrison, Pine, Pope, Todd & Sherburne,  Stearns, & Wright.

If the payment made is not honored by the bank or if the information is entered incorrectly and does does not process, a charge of $15.00 will be added to your premium. This is the amount we are charged for returned, unprocessed payments. Please check your account numbers closely! 

Payments not processed due to NSF (non-sufficient funds) will be charged $25.00

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